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You buried in debt?? 1831

No Life Club Posts: 4,120 "Survival must be earned"-Klingon Proverb
You buried in debt??
« on: August 20, 2009, 09:46:49 PM »
Take a listen to this!!
http://www.thesurvivalpodcast.com/episode-261-the-debt-prison-vs-the-survivalist

It a little tough and crude!!  But just think of it as tough love!! :tu:

"Some rise by sin, and some by virtue fall;
 Some run from breaks of ice, and answer none:
 And some condemned for a fault alone." -William Shakespeare, King Lear (1608), Act IV, scene 6, line 169
No Life Club Posts: 3,139
Re: You buried in debt??
« Reply #1 on: August 20, 2009, 11:35:58 PM »
I have no debt.

(
Global Tuffy Absolute Zombie Club Posts: 28,083 Just Awesome! And a Slayer of Polar Bear!
Re: You buried in debt??
« Reply #2 on: August 20, 2009, 11:47:50 PM »
I have no debt.

You wait till you have a house and kids mate.  ;)

I'm back!!
Absolutely No Life Club Posts: 6,345
Re: You buried in debt??
« Reply #3 on: August 20, 2009, 11:54:44 PM »
I have no debt.

You wait till you have a house and kids mate.  ;)

That's where an RV and staying single would be a useful combatant....  I'll only really have school loans to pay off; living frugally, and probably with my parents for a couple years, will help me get out of the debt I'll gain so much quicker. :)
Zombie Apprentice Posts: 18,009 Armed with camera and not afraid to use it.
Re: You buried in debt??
« Reply #4 on: August 21, 2009, 12:07:04 AM »
I just have a mortgage that I am waiting for maturation next year. Got enough to pay the small amount left from an investment. Just smarter to keep paying the mortgage then to pay it off right now. After that, foot loose and debt free.

A little Leatherman information.

Leatherman series articles
Sr. Member Posts: 314

P35

****
Re: You buried in debt??
« Reply #5 on: August 21, 2009, 01:44:38 AM »
I have no debt.

+1
if we can't pay cash, we save for it

No Life Club Posts: 3,139
Re: You buried in debt??
« Reply #6 on: August 21, 2009, 02:17:52 AM »

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Head Turd Polisher Administrator Just Bananas Posts: 61,325 Optimum instrumentum est inter aures
Re: You buried in debt??
« Reply #7 on: August 21, 2009, 02:49:53 AM »
That was my method too for many years, which is part of why I had such a b*tch of a time buying a house.  My advice?  Get a credit card, use it for gas/grocery purchases only, and keep a low balance that you can pay off easily enough if the worst happens.  It also makes a great emergency tool if something happens to your car, house etc, or you need to rent a car or fly somewhere.

If you don't think you can get a credit card, scrounge up $1,000 and apply for a secured card, then get a real card a year later.  This will save you some major headaches later in life, like finding yourself at 35 years old trying to get credit for the first time so you can buy a house.

As for the RV, well IO thought about that when I was single... that or a houseboat, but where I live I'd spend twice as much as I would on rent trying to heat the thing six months of the year, and I'd probably end up freezing to death at some point.

Def

Leave the dents as they are- let your belongings show their scars as proudly as you do yours.
Global Tuffy Absolute Zombie Club Posts: 28,083 Just Awesome! And a Slayer of Polar Bear!
Re: You buried in debt??
« Reply #8 on: August 21, 2009, 12:08:17 PM »
I have no debt.

+1
if we can't pay cash, we save for it



If only life was that simple though.

I'm back!!
Keeper Of The PowerCut Admin Team Zombie Apprentice Posts: 16,895 - Allan

AHB dk

*
Re: You buried in debt??
« Reply #9 on: August 21, 2009, 06:44:34 PM »
I have no debt.

+1
if we can't pay cash, we save for it



If only life was that simple though.
That would be great...  :-\  ;)


"Don't mistake lack of talent for genius."
Absolutely No Life Club Posts: 6,568
Re: You buried in debt??
« Reply #10 on: August 21, 2009, 06:55:55 PM »
My parents always tell me that cash is king, not platic... If you can't afford something, don't buy it.  :)

B
Global Tuffy Absolute Zombie Club Posts: 28,083 Just Awesome! And a Slayer of Polar Bear!
Re: You buried in debt??
« Reply #11 on: August 21, 2009, 06:57:07 PM »
My parents always tell me that cash is king, not platic... If you can't afford something, don't buy it.  :)

A great thing to be told.  :tu:  Sadly though, you will come across things that you just have to buy and that's where that theory goes out of the window.

I'm back!!
No Life Club Posts: 4,594 no nacimos con miedo...
Re: You buried in debt??
« Reply #12 on: August 21, 2009, 07:02:16 PM »
My parents always tell me that cash is king, not platic... If you can't afford something, don't buy it.  :)

A great thing to be told.  :tu:  Sadly though, you will come across things that you just have to buy and that's where that theory goes out of the window.

sadly :'(

A
Head Turd Polisher Administrator Just Bananas Posts: 61,325 Optimum instrumentum est inter aures
Re: You buried in debt??
« Reply #13 on: August 21, 2009, 07:40:14 PM »
Especially if you ever want to buy a car or a house.  Unless you are rolling in cashola like Paris Hilton, you get the joy of debt.

Def

Leave the dents as they are- let your belongings show their scars as proudly as you do yours.
Keeper Of The PowerCut Admin Team Zombie Apprentice Posts: 16,895 - Allan

AHB dk

*
Re: You buried in debt??
« Reply #14 on: August 21, 2009, 07:43:53 PM »
Especially if you ever want to buy a car or a house.  Unless you are rolling in cashola like Paris Hilton, you get the joy of debt.

Def
Exactly..


"Don't mistake lack of talent for genius."
No Life Club Posts: 1,571
Re: You buried in debt??
« Reply #15 on: August 21, 2009, 07:53:43 PM »
I hear selling organs on the black market can earn ya some good cash. Im just trying to figure out what ones I could really live without.  :D

1
Head Turd Polisher Administrator Just Bananas Posts: 61,325 Optimum instrumentum est inter aures
Re: You buried in debt??
« Reply #16 on: August 21, 2009, 07:58:06 PM »
Unless of course you want one of these fine automobiles, in which case all you need to do is search through the couch cushions to find enough funding!











:D

Def

Leave the dents as they are- let your belongings show their scars as proudly as you do yours.
No Life Club Posts: 4,233 I just don't know what went wrong.
Re: You buried in debt??
« Reply #17 on: August 21, 2009, 10:22:41 PM »
I hear selling organs on the black market can earn ya some good cash. Im just trying to figure out what ones I could really live without.  :D

Don't worry dude, I heard you have two of everything! Go ahead and sell one of those hearts! :tu:

Got those frog legs.

 

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